Usually, when this happens and Kinch or Stephen don't double I figure I'm safe, the lead will be made and I can just claim and gaze out across the parapet to the roiling sea while stroking my stubble with my palps.
Not this time.
West leads the ♥5 which I politely collect in hand and claim: rejected.
In the end, I made it, but it seems it was divine intervention and not good judgement.
So did three others.